Free & private
Free Insurance Claim Calculators for North Carolina
Seven calculators, planners and worksheets drawn from real appraisal work. Use them to understand your claim, check the carrier’s math and plan next steps. No sign-up, nothing stored.
EstimatorSettlement Gap Estimator
Size the dispute, project an award and see your net after appraiser and umpire fees at three outcomes.
CalculatorRCV/ACV Holdback Calculator
Work out the first ACV check, the depreciation held back and the total once repairs are finished.
EstimatorRoof Area & Pitch Estimator
Turn a footprint and pitch into roof squares, bundles and a rough replacement figure to check the estimate.
CalculatorNamed-Storm Deductible Calculator
Convert a 1% to 10% hurricane or named-storm deductible into dollars and compare it with a flat deductible.
PlannerClaim Timeline Planner
Lay out reporting, proof-of-loss, holdback and suit-limitation dates and export them to your calendar.
CheckupAppraisal Preparedness Checkup
Twelve yes-or-no questions that score your file and build a to-do list before you invoke appraisal.
WorksheetWind vs. Flood Damage Splitter
Assign hurricane damage to wind or flood and see, in illustrative terms, what each policy might pay.Suggested order
Using the calculators together
- Start with the claim timeline planner so no deadline slips.
- Check the roof math in the roof area & pitch estimator.
- See what you’re actually owed with the named-storm deductible and RCV/ACV holdback calculators.
- After a hurricane, sort damage in the wind vs. flood splitter.
- Test the dispute in the settlement gap estimator, then score your file with the preparedness checkup.
Talk it through, free
Tell us what the carrier offered. We’ll say honestly whether appraisal makes sense.
(844) 537-1427Send claim detailsMon–Fri 8am–6pm ET